We can't guarantee you a premium, as there are several reasons why insurance providers may not be able to approve you right now. Common reasons include:
- Your postcode falls outside the insurer’s criteria
- Previous convictions
- Your profession falls outside an insurer’s criteria
- Your vehicle has been impounded
- Modifications to your vehicle
- Missed previous payments on car insurance
- Your vehicle is of high value
- Previous policy cancellation or refusal
- Incorrect address, personal details, or vehicle details on your application
Insurers don't share the exact reason you weren't approved with us, but this should provide some clarity.
- If applying for monthly insurance: If you apply to pay for your insurance monthly, the insurer may carry out a 'hard' search of your credit report to check how likely you are to make your payments on time and in full. A hard search can temporarily impact your credit score. Ensure you read all terms and conditions before making an application.
- If checking for a quote: To see if our current insurance partners can give you a quote, follow these steps:
- Open DriveScore
- Tap on 'Insurance' from the bottom menu
- Follow the on-screen instructions